Travel Medical Insurance for the Trip

April 6th, 2006

Some have inquired about insurance for the trip.  Remember that you purchased a required travel medical insurance policy (from Acordia Somerton Company) when you applied for the trip and delivered your first payment to Cal Poly Extended Education.  That said, it is important that you personally read over the policy to familiarize yourself with the policy coverage and scope, limits, exclusions, etc.  Overall it’s pretty well written, is understandable and is in laymen’s terms.  Knowing what you are/are not insured and covered for is also a good business practice so get into the habit of reading your policies!  This is the standard policy that Cal Poly Extended Education has students purchase for events and trips like ours.  This policy is posted in the “Documents” section of this blog.  If you/your famliy feel this policy/coverage is insufficient it will be up to you to work with your own insurance carrier to purchase additional/supplementary coverage.  Note that the policy does have an exclusion for injuries and related medical bills incurred as a result of alcohol or drugs, certain extreme adventure type activities you might be tempted to engage in on your own free time, etc.   Also note that you have purchased the basic coverage listed in the policy, not the optional bells and whistles that you will see described and discussed in the policy.

Entry Filed under: Pre-Departure, China

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The posts, comments and/or views expressed on this trip blog, whether by a Cal Poly student or faculty or an outside guest to the blog, do not necessarily reflect the policies or views of Cal Poly, the Orfalea College of Business (OCOB), any of the OCOB's graduate programs and/or other students who participate in the trip.